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Education
Industry Insurance

Whether you need insurance for a college, university, or private school, we can find the best plan to fit your institutional needs.

Education
Industry Insurance

Whether you need insurance for a college, university, or private school, we can find the best plan to fit your institutional needs.

Which educational institutions should
consider insurance?

While public elementary schools, middle schools, and high schools typically use government-contracted insurance, privately run schools must consider insurance options on their own. This will include colleges, universities, private elementary and high schools, and accredited daycare/preschool facilities.

Kern Insurance Associates provides insurance options tailored to educational institutions from the nation’s top-tiered insurance carriers.

Property Damage Coverage

With smaller, tighter budgets, fixing your school or university grounds could be an added stressor if you let it. The right insurance plan will cover any damage to the educational property to limit the delay in your student’s education.

General Liability

With more people comes more risk. For example, General Liability Insurance will cover schools for any injuries that may occur while a student or guest is on the property for classes or school functions.

Workers' Compensation

Workers' Compensation is required for any entity with one or more employees. This will protect you financially if an employee becomes injured while working at your education institution.

Umbrella

Adding an Umbrella insurance policy will increase your coverage past the standard coverage available for commercial insurance. It’s something many schools consider as they are transporting several students at one time or across several campuses.

Commercial Auto Insurance

If your education institution owns its own automobiles or buses to transport students, faculty, and administration, a commercial auto insurance policy is a must for your organization.