Skip to content

Insurance for
Hospitality Businesses

You live to serve your customers. Our insurance experts live to find the best insurance options available for your hospitality business.

Insurance for
Hospitality Businesses

You live to serve your customers. Our insurance experts live to find the best insurance options available for your hospitality business.

Do Businesses in Hospitality Need Insurance?

Owning a business in hospitality has extremely unique risks, and all businesses should be properly insured prior to opening for business. Whether you own a restaurant or a hotel, being in the hospitality industry opens your business up to a new risk every day. From the property you own or lease to the patrons of your establishment, you’ll want to fully cover any potential risk that could walk through your doors.

Kern works with businesses in the hospitality industry to find the best insurance options available. We work with top-tier insurance carriers to find excellent coverage at a premium that fits your budget and needs.

Fine Dining Restaurants

From the front of the house to the dishwashing station, your brand depends on the success of each and every night. Our insurance plans can help you focus on delivering the perfect meal, knowing your fully protected.

Fast Food Restaurants

Whether you franchise one or several fast food restaurants, your front entrance is a revolving door. Customers come in, eat and they leave. Employees are working with dangerous equipment with serious health implications. Your insurance program should be prepared for this.

Hotels

Whether your establishment has 10 rooms or 100, you will want to fully protect your business from any financial obligation due to an unforeseen event that leads to damage or injury of a patron.

Bar Establishments

When alcohol is involved, the risk increases. Our partnership with the top insurance carriers in the industry will help to ensure your bar is fully insured at a rate that fits your budget.