Protect your nonprofit organization with the best coverage available in the industry. Kern Insurance understands your niche market and builds insurance programs that fully cover your organization.
Nonprofit Insurance Solutions
Protect your nonprofit organization with the best coverage available in the industry. Kern Insurance understands your niche market and builds insurance programs that fully cover your organization.
What type of insurance does a Nonprofit organization need?
Even a nonprofit organization must consider the risk and liability of their business. Unlike for profit businesses, nonprofits tend to have extremely tight budgets that support the organizations causes and purposes. Anything that could put that at risk could greatly change the future of the organization and the cause it supports.
Typically, a nonprofit will want to consider general liability coverage as well as a Directors and Officers (D & O) Insurance plan. These two plans provide substantial coverage that would cover risk while having visitors at the offices or events as well as the liability on the executive staff.
Kern works with several nonprofits to provide excellent coverage at the best rate available with the best insurance carriers in the industry.
General Liability Coverage
General Liability Insurance will cover the organization’s financial liability if any injury should occur with a guest on the premises or during a sponsored event.
D & O Insurance
D & O coverage is liability insurance payable to the director and officer of the organization itself, for any losses or defense costs in the event of legal action brought for alleged wrongful acts in their role’s capacity.
Property Damage Coverage
Whether you lease or own your offices, property damage coverage to will protect the organization from any financial cost due to vandalism or damage due to a natural disaster or severe weather event.
Cyber Liability
Personal data, even for nonprofits, should be protected at all cost. Cyber Liability Insurance can help protect you in the case of a hacker compromising your organization digital records.
