Car insurance is easy to find, but not always easy to understand. Working with an agent from Kern Insurance will help you to understand how your vehicle and driver is covered.
Auto Insurance
Car insurance is easy to find, but not always easy to understand. Working with an agent from Kern Insurance will help you to understand how your vehicle and driver is covered.
What is the right amount of car insurance?
Finding the right level of car insurance doesn’t have to be tricky when you are working with the right agent. Most car insurance options can be purchased online, but do you know what you’re buying?
Each driver may need different coverage, so it’s important to look at your vehicle, state, financial situation, and driving history when contemplating a car insurance policy. Premiums can shift based on level of coverage and the size of the deducible.
The experts at Kern Insurance Associates will work with you to understand the details of your driving situation, including any additional drivers being added to the policy, before recommending a level of coverage.
Collision Coverage
Collision coverage will cover the cost of damages to your vehicle if you collide with another car, stationary object (like a telephone pole or guardrail), or a pothole.
Bodily Injury Liability
If you are in an automobile accident that results in someone else, besides the driver or the policy holder, Bodily Injury Liability coverage will pay for the medical care for that person.
Property Damage Liability
If an automobile accident is decided that you are at fault, you may be liable for the cost of the damage done to the car or any other property damaged in the accident. Property Damage Liability will help cover these costs.
Comprehensive
Not all automobile claims are due to accidents. Comprehensive coverage will cover costs to theft or damage that are unrelated to accidents, like fire damage, severe storm damage or theft.
