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Life Insurance

Although often difficult to think about, choosing the right life insurance plan will help to protect the future of your family can give you peace of mind.

Life Insurance

Although often difficult to think about, choosing the right life insurance plan will help to protect the future of your family can give you peace of mind.

How does life insurance work?

Although it’s so tough to think about, life insurance can protect your family financially in the case of your death. This level of protection
is extremely powerful and often gives loved ones peace of mind in regard to finances. 

The right policy will ensure that your loved ones will not have to struggle in uncomfortable financial circumstances
while they handle your affairs. It also allows loved ones to continue living as normally as possible.

How it works: Policyholders pay a regular premium, and in the event of their death, the death benefit will be paid to the beneficiaries on the policy.
The two primary types of life insurance are Term Life and Whole Life Insurance.

Term Life

Term Life Insurance provides death benefits over a specific, pre-determined period. Typically, the terms in the policy are between 10 and 30 years. During this time, you will pay a regular premium at a fixed rate. If you should become deceased during the term, the death benefit would be paid to your beneficiaries.

Whole Life

Whole Life Insurance will provide coverage throughout the entire duration of your life. Policyholders pay a regular premium until the policy starts paying itself, then there are other financial opportunities a policyholder can consider. Whole Life ensures that your family will receive benefits, to help with funeral costs or debts, even if you live to a very old age.

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